AU Small Finance Bank's Q2 profit rises 53% to ₹858 crore; gross NPA at 1.99%

What happened

• Net profit was ₹858 crore against ₹561 crore, up 53%, according to Whalesbook. Sahi also gave ₹858 crore against ₹561 crore. Whalesbook put total income at ₹6,382 crore.
• Net interest income was ₹2,820 crore and the net interest margin 5.8% against 5.5%, per Whalesbook.
• Gross NPA was 1.99% against 2.41%, and net NPA 0.81% against 0.88%, per Whalesbook. Sahi gave the gross NPA as down from 2.10% and the net NPA as up from 0.76% in the previous quarter. Whalesbook reported the capital adequacy ratio at 18.54%.
• Whalesbook published at 5:22 PM on Saturday 24 October. The shares closed at ₹932.90 on Friday, per Zerodha Kite, before the results.

Why it matters

The two outlets compare asset quality with different periods: Sahi gives the previous quarter's ratios, 2.10% gross and 0.76% net, while Whalesbook's comparison figures are 2.41% and 0.88%.

Good to know: A bank's net interest margin is the gap between what it earns on loans and what it pays on deposits, as a share of its earning assets.

Key facts

Net profit

₹858 crore (₹561 crore), up 53%

Net interest income

₹2,820 crore, per Whalesbook

Net interest margin

5.8% (5.5%)

Gross / net NPA

1.99% (2.41%) / 0.81% (0.88%), per Whalesbook

Read the source

• AU Small Finance Bank Q2 Profit Rises 53% to ₹858 CroreWhalesbook
• AU Small Finance Bank Reports Q2 Net Profit Of ₹858 Crore, Up YoYSahi

AU Small Finance Bank in the news before

1. 6 OCT 2026 · RESULTSAU Small Finance Bank's deposits rise 28.6% to ₹1.70 lakh crore in the September quarter
2. 15 SEP 2026 · MANAGEMENTAppoints new senior management personnel
3. 10 SEP 2026 · REGULATORYICICI Prudential AMC gets RBI nod to buy up to 9.95% of the bank