Results26 Oct 2026 · Sat evening
IDFCFIRSTBIDFC First Bank
IDFC First Bank's Q2 profit tops ₹1,000 crore again; net interest margin eases to 5.58%
IDFC First Bank reported September-quarter profit after tax of ₹1,045 crore, up 196.5%, per Investing.com. The net interest margin was 5.58%, down from 5.90% in the June quarter.
Price, Friday's close₹72.30▼ 3.46%
Last 5 days
52-week low ₹58.0852-week high ₹89.61
- Sector
- Banking
What happened
- Investing.com reported profit after tax of ₹1,045 crore, up 196.5%, the second straight quarter above ₹1,000 crore, and ₹2,120 crore for the half-year, up 160.1%. Whalesbook gave consolidated net profit as ₹1,049.17 crore against ₹347.80 crore and total income as ₹14,228.46 crore against ₹11,828.41 crore.
- The net interest margin was 5.58%, down from 5.90% in the first quarter, per Investing.com.
- Gross NPA was 1.32% against 1.86%, and net NPA 0.40% against 0.52%, per Whalesbook.
- Customer deposits were ₹3,41,415 crore, up 26.9%, and loan assets ₹3,46,913 crore, up 30.1%, per Investing.com. Whalesbook published at 5:02 PM on Saturday and Investing.com at 8:20 PM. The shares closed at ₹72.30 on Friday, per Zerodha Kite, before the results.
Why it matters
The two outlets report slightly different profit figures, ₹1,045 crore and ₹1,049.17 crore, and Whalesbook labels its figure consolidated. Investing.com did not say which basis its figure uses.
Good to know: CASA deposits are current and savings account balances, which usually cost a bank less than term deposits.
Key facts
- Profit after tax
- ₹1,045 crore, up 196.5%, per Investing.com
- Consolidated net profit
- ₹1,049.17 crore (₹347.80 crore), per Whalesbook
- Net interest margin
- 5.58% (5.90% in Q1)
- Gross / net NPA
- 1.32% / 0.40%
- Deposits / loans
- ₹3,41,415 crore, up 26.9% / ₹3,46,913 crore, up 30.1%
Read the source
This is a summary of public news about IDFC First Bank, for information only. It is not a recommendation to buy, sell or hold IDFCFIRSTB.