Bajaj Finance's Q2 profit rises 29% to ₹6,367 crore; gross NPA 1.06%

What happened

• Consolidated profit after tax was ₹6,367 crore, up 29% from ₹4,948 crore a year earlier, according to Kotak Neo. Upstox gave the exact amounts as ₹6,366.57 crore against ₹4,947.76 crore, up 28.7%, and timed the profit figure at 6:04 PM on Monday, after the close.
• Net interest income rose 24% to ₹13,335 crore from ₹10,785 crore, per Upstox. Kotak Neo put assets under management at ₹5,84,624 crore, up 26%.
• Gross NPA was 1.06% against 1.24% a year earlier, and net NPA 0.42% against 0.60%, per Upstox.
• Kotak Neo reported loan losses and provisions of ₹2,166 crore, including ₹337 crore of additional provision; without it the figure was ₹1,829 crore, down 12% from a year earlier.
• The shares closed at ₹957.35 on Monday, down 2.52%, per Zerodha Kite, before the results.

Why it matters

Kotak Neo put loan losses and provisions at ₹2,166 crore, of which ₹337 crore was additional; without that amount the figure was ₹1,829 crore, down 12%.

Good to know: Assets under management (AUM) is the total of loans a lender manages, including some it has sold on or securitised. It can differ from the loans on its own balance sheet.

Key facts

Consolidated profit after tax

₹6,367 crore (₹4,948 crore), up 29%

Net interest income

₹13,335 crore (₹10,785 crore), up 24%, per Upstox

Assets under management

₹5,84,624 crore, up 26%, per Kotak Neo

Gross / net NPA

1.06% / 0.42% (1.24% / 0.60%), per Upstox

Loan losses and provisions

₹2,166 crore, including ₹337 crore additional, per Kotak Neo

Read the source

• Bajaj Finance Q2 results: Profit soars 29% YoY to ₹6,367 crore, NII grows to ₹13,335 croreUpstox
• Bajaj Finance Q2 FY27 Results: Consolidated Profit Rises 29% To ₹6,367 CroreKotak Neo

Bajaj Finance in the news before

1. 5 OCT 2026 · DEALS & FUNDINGBajaj Finance board approves a ₹17,500 crore raise via QIP and warrants