Central Bank of India's Q2 profit rises 21.1% to ₹1,468.86 crore; gross NPA 2.39%

What happened

• Standalone net profit was ₹1,468.86 crore against ₹1,212.88 crore, up 21.1%, per Indian Masterminds. Operating profit was ₹2,268.30 crore against ₹1,785.62 crore, per both Whalesbook and Indian Masterminds.
• Net interest income rose 26.3% to ₹4,145 crore from ₹3,283 crore, per Indian Masterminds.
• Gross NPA fell to 2.39% from 3.01% a year earlier and net NPA to 0.31% from 0.48%, per Indian Masterminds.
• First-half standalone profit was ₹2,792.56 crore, up 17.3%, per Indian Masterminds. The shares closed at ₹30.88 on Friday, up 0.32%, per Zerodha Kite, before the results.

Why it matters

Net interest income grew 26.3% against 21.1% for net profit, in Indian Masterminds' figures.

Good to know: Operating profit is what a bank earns before setting aside money for bad loans and tax. Net profit is what remains after those provisions and tax.

Key facts

Standalone net profit

₹1,468.86 crore (₹1,212.88 crore), up 21.1%

Operating profit

₹2,268.30 crore (₹1,785.62 crore)

Net interest income

₹4,145 crore (₹3,283 crore), per Indian Masterminds

Gross / net NPA

2.39% / 0.31% (per Indian Masterminds)

Read the source

• Central Bank of India Q2 Profit Climbs 21% to Rs 1,468 CroreWhalesbook
• Central Bank Q2 FY27 Results: Net Profit Jumps 21.1% to ₹1,468.86 Crore, NNPA Falls to 0.31%Indian Masterminds